How to cancel Caktus AI and recover your money in singapore
What is Caktus AI and how it charges you
Caktus AI is an artificial intelligence-powered tutoring platform that delivers homework assistance, exam preparation and subject-specific explanations to secondary and tertiary students across science, mathematics, languages and humanities. The service operates on a recurring subscription model, meaning you authorise automatic charges to your payment method at fixed intervals. Understanding how this billing mechanism works-and your legal right to cancel-protects you from unwanted recurring charges and gives you clarity when disputes arise.
How the subscription model works
When you sign up for Caktus AI, you provide a payment method (credit card, debit card or digital wallet) that is retained on file for the duration of your subscription. The platform often offers a free trial period, but your payment details remain active during this window. If you do not cancel before the trial concludes, the system will automatically charge you for a paid plan-usually without a reminder notification. This automated billing practice is standard across subscription services but frequently catches users unaware.
Common billing issues singapore users report
Many Singapore-based subscribers encounter unexpected recurring charges weeks or months after attempting to cancel. Others discover that their trial-to-paid conversion occurred without clear notification, or that cancellation requests submitted through email were not processed. These issues arise because Caktus AI lacks a transparent, in-app cancellation mechanism that generates immediate confirmation. Recording the exact date, time and method of your cancellation request-and following up within 7 days-protects your position under Singapore's Consumer Protection (Fair Trading) Act, which mandates that service providers act on cancellation instructions promptly and in good faith.
Pricing structures and how to verify your charges
Caktus AI displays all pricing in United States dollars (USD) on its official website and app stores, with no Singapore Dollar (SGD) equivalent listed. Your bank will apply the prevailing USD-to-SGD exchange rate at the time of charge, meaning the final amount debited may vary from the advertised price. Before you cancel, you must locate and screenshot your current billing details to establish what you have been charged and when your next debit is scheduled.
| Plan type |
Typical features |
Billing cycle |
Where to verify |
| Free trial (recommended to confirm before upgrade) |
Limited feature access; usually 7 to 14 days |
Requires active payment method; auto-converts to paid plan |
Account dashboard or app settings |
| Monthly plan |
Unlimited tutoring queries, homework assistance, study materials |
Monthly recurring charge (USD converted to SGD) |
Billing section of your account |
| Annual plan |
Same as monthly; often discounted per month if paid upfront |
Single annual charge; subsequent charges 12 months later |
Billing section of your account |
| Educational discount (if eligible) |
Reduced subscription cost for verified students or institutions |
Varies; check promotion terms at sign-up |
Caktus AI promotions or account billing page |
| Pay-as-you-go (where available) |
Credits purchased; no automatic renewal |
One-time payment; no recurring charge unless you repurchase |
Account balance or transaction history |
How to locate and record your billing information
Log into your Caktus AI account and navigate to Settings or Account Settings. Select Billing or Subscription. Take a screenshot or photograph showing your current plan name, the amount charged, the currency (USD), the date of your last charge and the scheduled date of your next charge. This documentation is legally significant under the Consumer Protection (Fair Trading) Act because it establishes the exact financial relationship between you and Caktus AI. Store this record safely-ideally as a dated email to yourself or in a password-protected folder-so you can reference it if the company disputes your cancellation claim or continues charging after you have cancelled.
Your legal rights as a Caktus AI subscriber in singapore
Singapore's Consumer Protection (Fair Trading) Act (Chapter 52A) grants you explicit statutory rights when cancelling a subscription service, including the right to cancel without penalty, the right to clear cancellation confirmation and the right to pursue a refund if charges continue after cancellation. Yafee specialises in helping consumers understand and enforce these rights, ensuring that you recover unauthorised charges and prevent future billing abuse.
Your legal position under singapore law
Under the Consumer Protection (Fair Trading) Act, Caktus AI is classified as a supplier providing a distance contract (a service arranged and paid for online without face-to-face negotiation). This classification triggers three protective obligations. First, the company must acknowledge your cancellation request within a reasonable period-typically within 7 days. Second, the company must cease charging your payment method immediately upon receipt of a valid cancellation instruction, not at the end of the current billing cycle. Third, if charges continue after valid cancellation, you are entitled to demand a full refund of those unauthorised amounts. The company cannot legally argue that you must wait until the next billing date; once you cancel, billing must stop.
The role of the consumers association of singapore (CASE)
If Caktus AI refuses to honour your cancellation or return your money, you can lodge a formal complaint with the Consumers Association of Singapore (CASE), which operates as the statutory authority investigating consumer disputes. CASE has enforcement powers to compel refunds and penalties if the company has breached the Consumer Protection (Fair Trading) Act. Yafee recommends preserving all evidence of your cancellation attempts-emails, screenshots, dates and payment records-before escalating to CASE, as this documentation significantly strengthens your case.
Step-by-step process to cancel Caktus AI
Cancellation requires a deliberate, documented sequence of actions to ensure your request is processed and to create a legal record if disputes arise later. Follow this procedure carefully.
Step one: access your account and locate the cancellation option
- Open the Caktus AI app or website and log in with your registered email address.
- Navigate to Account Settings or Profile.
- Select Subscription or Billing.
- Look for a Cancel Subscription, Manage Plan or Edit Subscription button.
- If you cannot find a cancellation option in the app, try logging in via the web browser version, as Caktus AI sometimes restricts cancellation to web-only access.
- If the cancellation button is missing or grayed out, proceed to Step Two and contact support directly.
Step two: submit a formal cancellation request via email
- If you successfully located the in-app cancellation button, click it and follow the prompts to confirm.
- Screenshot or photograph the confirmation page showing the date, time and reference number (if provided).
- Send this screenshot to your email address immediately as backup evidence.
- If no in-app option exists, send a formal email to Caktus AI's support address.
- Use the subject line: Cancellation Request - [Your Email Address] - [Today's Date]
- In the email body, state: "I hereby request immediate cancellation of my Caktus AI subscription effective as of today. My account is registered under [Your Email Address]. Please confirm cancellation in writing and cease all charges to my payment method immediately."
- Include your full name, email address and the email address or phone number associated with your Caktus AI account.
- Send the email to [email protected] (or the support address listed on the official Caktus AI website).
- Request a read receipt or delivery confirmation so you have proof of when Caktus AI received your cancellation request.
Step three: wait for written cancellation confirmation
- Monitor your email inbox for a response from Caktus AI within 7 days of sending your cancellation request.
- The confirmation must include your cancellation date, your subscription end date and confirmation that no further charges will be applied.
- If you receive a response but it lacks any of these details, reply asking for clarification and a definitive cancellation date in writing.
- If Caktus AI does not respond within 7 days, send a follow-up email and note the date of this second attempt.
- Save all received emails in a dedicated folder or print them as PDF documents for your records.
Step four: verify that charges have stopped
- Return to your account settings and confirm that your subscription status now shows as Cancelled or Inactive.
- Wait for your next scheduled billing date to pass.
- Log into your bank account or payment provider on the date your next charge was scheduled and confirm that no debit from Caktus AI has occurred.
- If a charge does appear, immediately take a screenshot and note the date, amount and description.
- Check your account billing history after 14 days to confirm the cancellation has been finalised.
What to do if charges continue after you cancel
Continued charges after a valid cancellation request constitute a breach of the Consumer Protection (Fair Trading) Act and entitle you to demand immediate refund. Your next action depends on how the company responds.
Contact your bank or payment provider immediately
- Call or visit your bank's customer service line within 24 hours of discovering the unauthorised charge.
- Request a chargeback or reversal, citing that you cancelled the subscription and Caktus AI continued charging without authorisation.
- Provide the bank with:
- Your cancellation email or screenshot
- Caktus AI's confirmation of cancellation (if you received one)
- Screenshots of the unauthorised charge on your statement
- The transaction reference number and date of each charge
- Your bank will typically investigate and issue a provisional credit within 5 to 10 business days if the evidence supports your claim.
Send a formal demand letter to Caktus AI
- Draft a letter addressed to Caktus AI's legal department (address provided in the final section of this guide) with the subject: Demand for Refund of Unauthorised Charges - Account [Your Email]
- Include:
- Your account email address
- The date you submitted your cancellation request
- The date you received (or did not receive) cancellation confirmation
- A list of all charges that occurred after your cancellation date, including amounts, dates and transaction references
- Copies of all emails, screenshots and bank statements evidencing these unauthorised charges
- A statement that these charges breach the Consumer Protection (Fair Trading) Act, section [relevant]
- A demand for full refund of the unauthorised amounts within 14 days
- Send the letter via registered post or email with a read receipt so you have proof of delivery.
- Keep a copy of the letter and proof of delivery in your records.
Escalate to the consumers association of singapore (CASE)
- If Caktus AI does not respond to your demand letter or refuses to refund, file a formal complaint with CASE online at www.case.org.sg or by visiting their office in person.
- Provide CASE with:
- Your cancellation documentation
- Your demand letter and proof of delivery
- All bank statements and transaction records
- Your demand for refund and any response (or lack thereof) from Caktus AI
- CASE will investigate and attempt to mediate a settlement. If mediation fails, CASE can escalate to enforcement action or refer your case to the Public Prosecutor if fraud is suspected.
Understanding refunds and reimbursement timelines
Your right to a refund depends on when you cancelled and whether the company has already charged you for a period you did not use.
Refunds for cancelled trials
If you cancel during a free trial before any charge is debited, no refund is required because no money has left your account. Nevertheless, verify with your bank that no charge appears on your statement after cancellation is confirmed.
Refunds for mid-cycle cancellation
If you cancel mid-subscription-for example, 10 days into a 30-day monthly plan-you are typically not entitled to a prorated refund for unused days under Caktus AI's standard terms. However, under the Consumer Protection (Fair Trading) Act, if you can demonstrate that the service was not provided in accordance with the contract or that you were misled about features you paid for, you may pursue a partial refund through CASE. Yafee advises documenting any service failures (e.g., the app crashing, tutor unavailable, features not functioning) before cancelling, as these become grounds for refund claims.
Refunds for unauthorised continued charges
Charges that occur after you have cancelled are unauthorised by law and entitle you to a full refund of those amounts. Your bank's chargeback process typically recovers these within 10 to 30 days. If your bank denies the chargeback, CASE can compel Caktus AI to refund directly as part of a formal investigation.
Common cancellation mistakes and how to avoid them
Cancellation disputes often arise not from company misconduct but from preventable user errors-so read this section carefully before you begin.
Mistake one: assuming unsubscribe emails or app button clicks are sufficient
Sending an email to a generic support address or clicking an unsubscribe link does not guarantee cancellation. Many users believe they have cancelled because they received an automated email response (e.g., "Thank you for contacting us"). This is not a cancellation confirmation. You must receive a specific confirmation stating your subscription has ended and charging will cease. Until you receive this explicit confirmation in writing, follow up weekly.
Mistake two: cancelling only through the app without contacting support
If you cancel through the mobile app and do not receive written confirmation, Caktus AI's servers may not have processed your request, or the app may have a technical fault. Always send a follow-up email to support after in-app cancellation to create a paper trail. This dual-method approach eliminates ambiguity if a dispute arises.
Mistake three: failing to record the cancellation date and method
You must note the exact date, time and method (email, app, phone call) of your cancellation attempt. If a dispute reaches CASE, the company may claim it never received your request. Your timestamped documentation-an email with a read receipt, a screenshot with your device's timestamp, or a bank statement showing when charges ceased-proves you cancelled on a specific date and provides the company's deadline to stop charging.
Mistake four: not checking your payment method after 14 days
Many users assume they are cancelled after receiving confirmation but never verify that charges have actually stopped. Always confirm on or after your next scheduled billing date (usually 28 to 31 days from your current charge date) that no new debit has occurred. This confirmation is critical evidence if you later need to pursue a refund through your bank or CASE.
What happens after your cancellation is processed
Once Caktus AI confirms your cancellation, your account enters a wind-down period. Understanding what to expect prevents confusion and protects you if unexpected access changes occur.
Immediate access changes
Your subscription status will change to Cancelled or Inactive within 24 hours of confirmation. You may retain read-only access to your account dashboard and past query history, but you will lose the ability to submit new tutoring requests or access premium study materials. This is standard practice and does not indicate a cancellation failure.
Final billing confirmation
Approximately 5 to 7 business days after cancellation is confirmed, log back into your account and check your Billing or Account History section. You should see your subscription listed as ended, with no future charges scheduled. If a next-charge date still appears, immediately email support with a screenshot and request manual removal of the billing schedule.
Monitoring for rogue charges
Set a phone reminder for 28 days after your cancellation date and check your bank statement on that date. Verify no charge from Caktus AI appears. Some companies reactivate subscriptions if users accidentally click a reactivation prompt during login, so log into your Caktus AI account periodically over the next three months and confirm the Cancelled status persists.
How yafee helps you cancel Caktus AI with confidence
Navigating subscription cancellations requires legal precision and careful documentation. Yafee has helped thousands of consumers cancel unwanted services and recover unauthorised charges by providing step-by-step cancellation guidance grounded in Singapore consumer law. Yafee's resources translate complex statutory rights-such as your protections under the Consumer Protection (Fair Trading) Act-into actionable procedures you can follow immediately. Whether you are cancelling during a free trial, disputing mid-cycle charges or recovering unauthorised recurring debits, Yafee walks you through each stage with templates, timelines and escalation pathways. By following Yafee's verified cancellation procedure, you create a documented record that protects you if Caktus AI refuses to honour your request or CASE involvement becomes necessary.
Summary checklist for cancelling Caktus AI
| Action |
Timeline |
Evidence to preserve |
| Screenshot billing details and current plan |
Before submitting cancellation |
Screenshot file dated and stored safely |
| Submit cancellation via in-app or email |
Immediately upon deciding to cancel |
Email sent confirmation or app confirmation screenshot |
| Receive written cancellation confirmation from Caktus AI |
Within 7 days of submission |
Email confirmation saved and printed as PDF |
| Verify no charge on next billing date |
On or after scheduled next charge date (usually 28 to 31 days later) |
Bank statement screenshot showing no debit |
| If unauthorised charge occurs, contact bank for chargeback |
Within 24 hours of discovering unauthorised charge |
Bank case reference number and all supporting documentation |
| If needed, file complaint with CASE |
If bank chargeback denied or Caktus AI refuses refund within 14 days |
Complete file including cancellation emails, demand letter and bank records |
Caktus AI does not maintain a published Singapore office address. The company operates from United States headquarters. All cancellation requests must be submitted via your account dashboard or to the official support email address ([email protected]). If the company fails to respond to your cancellation request or continues charging after you cancel, escalate to the Consumers Association of Singapore (CASE) at 6100 0315 or www.case.org.sg. CASE investigates breaches of the Consumer Protection (Fair Trading) Act and has legal authority to compel refunds. Yafee maintains a regularly updated resource library on subscription cancellation procedures across major digital services and can assist you in documenting your cancellation claim. By preserving all evidence and following the procedure outlined in this guide, you protect your legal position and ensure Caktus AI honours your cancellation promptly and without further unauthorised charges.