How to cancel your Fitness Your Way membership and stop recurring charges
Understanding Fitness Your Way and why members cancel
Fitness Your Way is a gym-access membership program operated by Tivity Health that connects you to a nationwide network of participating fitness centers plus on-demand workout content. You typically gain access through your employer's benefits package or health insurance plan, often at a subsidized rate. The service offers tiered memberships with an upfront enrollment fee and recurring monthly charges. Your specific pricing, available club locations, and membership options depend on your enrollment method and geographic location.
How Fitness Your Way membership tiers work
Fitness Your Way structures its offerings into three primary tiers, each with distinct features and pricing. The digital-only tier grants access to virtual fitness classes and streaming video libraries without requiring in-person gym visits. The basic tier unlocks access to a large network of participating fitness centers across the United States. The premium or elite tier expands your selection of available clubs and includes higher-end facilities in certain metropolitan areas. Enrollment fees typically range from $19, and monthly charges begin at approximately $10 for digital-only access and $19 for basic gym access, though your employer or insurance provider may negotiate different rates or waive enrollment fees entirely.
| Membership tier | Typical monthly cost | Enrollment fee | What you access |
| Digital-only | $10 | $19 | On-demand classes and video content |
| Basic gym access | $19 | $19 | Large network of participating fitness centers nationwide |
| Premium/elite | $29 or more | $19 | Expanded club access and premium facilities |
Common reasons members decide to cancel
Members cancel Fitness Your Way for straightforward reasons: you found a gym facility closer to your home, your fitness goals changed, you are not utilizing the membership enough to justify the ongoing cost, or you discovered a more suitable alternative. Some cancellations occur because you changed employers or switched insurance providers. Regardless of your reason, you hold the legal right to terminate this membership without incurring penalties, provided you follow the correct cancellation procedure and satisfy any notice requirements outlined in your membership agreement. Yafee has helped thousands of consumers understand their rights in these situations, and we explain the process in detail below.
Your legal rights under federal and state consumer protection laws
Your membership agreement constitutes a binding contract, and federal law provides you with explicit protections when you cancel. The Federal Trade Commission Act, particularly the Restore Online Shoppers Confidence Act (ROSCA), mandates that companies make cancellation "as easy as" the enrollment process. This principle means that if you signed up online or over the phone, Fitness Your Way must allow you to cancel using those same channels. Furthermore, most state laws impose strict requirements on negative-option billing, which is the recurring charge model that Fitness Your Way employs.
Federal trade commission protections for recurring charges
The FTC enforces regulations that prevent companies from concealing cancellation methods or deliberately complicating the termination process. Fitness Your Way is required to disclose all material terms of the membership plainly, including the cancellation procedure, the frequency and timing of charges, and any associated fees. The FTC specifically prohibits companies from burying cancellation instructions or making the process unreasonably difficult. If you discover that Fitness Your Way failed to provide clear cancellation instructions at enrollment, or if they refuse to honor your cancellation request, you can file a complaint with the FTC at reportfraud.ftc.gov at no cost. The FTC investigates violations and enforces penalties against companies that breach these rules.
State attorney general protections and additional safeguards
Many states, including California, New York, Illinois, and others, have enacted consumer protection statutes that exceed federal FTC requirements. State laws frequently mandate that companies process cancellations within a specific timeframe (typically 14 to 30 days) and issue written confirmation of termination. Some states require that the company stop billing you no later than the next billing cycle following receipt of your cancellation request. Your state attorney general's office is a powerful enforcement ally if Fitness Your Way refuses to comply with your cancellation. You can contact your state attorney general's consumer protection division at no charge to file a complaint or request assistance.
Your legal position
You have the right to cancel your Fitness Your Way membership without penalty or justification, provided you follow the company's stated cancellation procedure and comply with any notice requirements. If Fitness Your Way continues billing you after you have submitted a valid cancellation request, you can dispute the charges with your credit card issuer or bank, file a complaint with the FTC, or escalate the matter to your state attorney general. Yafee recommends that you keep copies of all cancellation communications as evidence of your request.
How to cancel your Fitness Your Way membership
Fitness Your Way offers multiple cancellation methods, and you must select the approach that aligns with how you enrolled and manage your account. Each method has distinct advantages and processing timelines. Yafee has reviewed the cancellation procedures across all platforms to ensure you take the most efficient route.
Cancellation by phone with customer service
Calling Fitness Your Way customer service is the most direct cancellation method and allows you to receive immediate confirmation of your request.
- Call Fitness Your Way customer service at 888-242-2060 during business hours (typically Monday through Friday, 8 a.m. to 6 p.m. Eastern time)
- Have your account number or email address ready for the representative
- Be prepared to provide your full name and date of birth for identity verification
- Tell the representative that you wish to cancel your membership effective immediately or state your preferred cancellation date
- Clearly specify whether you want to cancel on your next billing date or at the end of your current billing cycle
- Ask the representative to confirm the exact date your membership will terminate
- Request a verbal confirmation number or reference code for your cancellation request
- Write this code down immediately and store it safely
- Note the representative's name and the date and time of your call
- Ask the representative to email you written confirmation of the cancellation
- Confirm the email address where confirmation will be sent
- Request that the confirmation include your cancellation date, the date billing will cease, and the reference code
- Follow up by email if you do not receive written confirmation within 24 hours
- Send a follow-up email to the customer service address referencing your cancellation call
- Include the date, time, and reference code from your phone call
Cancellation by certified mail
Sending a written cancellation letter via certified mail creates a documented record that proves you submitted your cancellation request on a specific date. This method protects you if disputes arise later.
- Draft a concise cancellation letter that includes your full name, account number (if available), email address, and phone number
- State clearly: "I request cancellation of my Fitness Your Way membership effective [date] or on my next billing date"
- Keep the letter brief and businesslike; you do not need to explain your reason for canceling
- Address the letter to Fitness Your Way's corporate office
- Send to: Fitness Your Way, c/o Tivity Health, [insert mailing address when confirmed]
- If the address is not on your membership paperwork or website, call customer service at 888-242-2060 to request the correct cancellation mailing address
- Send your letter via USPS certified mail with return receipt requested
- This provides proof that the company received your cancellation request on a specific date
- Keep the certified mail receipt and return receipt as evidence
- The return receipt will show when Fitness Your Way received the letter
- Retain copies of your cancellation letter and all mail receipts
- Store these documents in a dedicated folder or digital file
- You may need these as proof if the company continues billing you after your cancellation date
- Follow up with a phone call after seven business days to confirm receipt
- Call 888-242-2060 and ask a representative to confirm that they received your cancellation letter
- Document the representative's name, the call date and time, and their confirmation
Cancellation through your employer or insurance benefits portal
If you enrolled in Fitness Your Way through your employer's benefits platform or your health insurance provider's wellness program, you may be able to cancel directly through that portal.
- Log into your employer benefits account or insurance provider's website
- Use the username and password you use for other benefits enrollment
- If you do not have login credentials, contact your employer's HR department or your insurance provider's member services line
- Locate the Fitness Your Way enrollment or membership section
- Look for a benefits catalog, wellness programs, or voluntary benefits section
- Search for "Fitness Your Way" or "Tivity Health"
- Select the option to "cancel," "terminate," or "remove" Fitness Your Way from your benefits
- The portal will typically ask you to confirm your request and may offer a final opportunity to reconsider
- Proceed through the confirmation screens
- Take a screenshot of the cancellation confirmation screen
- Save this image with today's date in the filename
- Email the screenshot to yourself and your employer's HR department as evidence of cancellation
- Contact your employer's HR or benefits administrator to confirm the cancellation was processed
- Ask them to verify that Fitness Your Way has received the cancellation and when your membership will terminate
- Request written confirmation via email
Timeline and billing after you cancel
Understanding when Fitness Your Way stops charging you is essential to monitoring your account and detecting any unauthorized continuing charges. In accordance with federal law and most state requirements, the company must cease billing you no later than your next regularly scheduled billing date after receiving your cancellation request.
Expected cancellation processing timeline
Fitness Your Way typically processes cancellations within 3 to 7 business days if you call customer service or submit your request through the benefits portal. Cancellations submitted by certified mail may take 7 to 14 business days, depending on mail delivery and internal processing time. Your billing will cease on your next scheduled billing date after the company processes your cancellation. For example, if your billing date is the 15th of each month and you cancel on the 10th, you should not be charged on the 15th. However, if you cancel on the 20th, you may be charged one final time on the next billing date (the 15th of the following month), after which all charges terminate.
How to verify your membership is canceled
Do not assume your cancellation is complete simply because you submitted a request. Verify the cancellation by checking your account status and reviewing your billing statements.
- Log into your Fitness Your Way account (if online access is available) and confirm that your membership status shows "canceled" or "inactive"
- Review your next credit card or bank statement to confirm that no charge from Fitness Your Way appears on the expected billing date
- If a charge does appear after your cancellation date, contact your credit card issuer or bank immediately to dispute the charge
- Call Fitness Your Way customer service at 888-242-2060 if your account still shows "active" more than 7 business days after you submitted your cancellation request
Requesting a refund for unauthorized or duplicate charges
If Fitness Your Way continues to charge you after your cancellation date, or if you discover duplicate charges or fees you did not authorize, you have the right to request a refund. The process differs depending on whether the unauthorized charge appeared on your credit card, debit card, or bank account.
Refund request by contacting Fitness Your Way directly
Your first step is to contact Fitness Your Way customer service and formally request a refund for the unauthorized charge. Document this interaction thoroughly.
- Call 888-242-2060 and explain the situation: "I was charged on [date] after I canceled my membership on [cancellation date]. I request a full refund of the unauthorized charge of $[amount]."
- Ask the representative to process the refund immediately and specify the method (original payment method, check, or credit to your account)
- Obtain a refund authorization number and the expected refund timeline (typically 5 to 10 business days for credit card refunds)
- Request written confirmation of the refund via email and keep this message indefinitely
- Monitor your bank or credit card account to verify the refund appears within the stated timeframe
Disputing the charge with your credit card or bank
If Fitness Your Way denies your refund request or fails to process the refund within the promised timeframe, you can file a dispute with your financial institution. This is a powerful consumer protection mechanism.
- Contact your credit card company or bank and inform them that you want to dispute a charge from Fitness Your Way
- Provide the transaction date, the amount charged, and your cancellation date
- Explain that the charge occurred after you canceled and requested cancellation confirmation
- Your financial institution will open a dispute investigation and may issue a provisional credit to your account while they investigate
- You will receive a dispute reference number; record this number
- The investigation typically takes 30 to 60 days
- Provide your bank or credit card company with copies of all documentation: your cancellation confirmation, email correspondence with Fitness Your Way, billing statements showing the unauthorized charge, and any written refusal from the company
- The dispute process is free and does not require you to hire an attorney or pay any fees
Filing a complaint with the federal trade commission
If Fitness Your Way refuses to refund unauthorized charges or continues to bill you after you cancel, you can escalate the matter to the FTC. Yafee recommends filing an FTC complaint as a supplementary step while you pursue a refund through your bank or credit card company.
- Visit reportfraud.ftc.gov and click "Report a Problem"
- Select "Negative Option / Recurring Charge" as the complaint category
- Provide your account details, the dates of the unauthorized charges, your cancellation request date, and all supporting documentation
- Describe the specific issue: "Company continued billing after I canceled" or "Company refused to process refund"
- The FTC will investigate and may take enforcement action against the company if a pattern of violations is detected
Common cancellation mistakes that delay refunds or allow unwanted charges
The good news is that these mistakes are entirely preventable if you follow the procedures Yafee outlines in this guide. Many consumers inadvertently delay their cancellation or lose evidence of their request by making one of the following errors.
Canceling through the wrong department or address
Fitness Your Way operates as part of Tivity Health, a larger health benefits corporation. If you send your cancellation letter to the wrong address or call a general customer service line instead of the cancellation department, your request may be misdirected or delayed. Always verify the correct cancellation mailing address and phone number by calling 888-242-2060 directly or checking your membership agreement. Yafee recommends always calling customer service to confirm the correct contact information before sending a certified letter.
Failing to document your cancellation request
If you cancel by phone and do not ask for a reference number, obtain the representative's name, or follow up with written confirmation, you have no proof that you submitted your request. Consequently, if the company continues billing you, you will struggle to prove that you canceled. Always request a verbal confirmation number during phone calls, write down the representative's name and call date, and ask for email confirmation within 24 hours.
Not checking your billing statement after cancellation
Many unauthorized charges go unnoticed for weeks or months simply because the consumer does not review their credit card or bank statement after they cancel. Establish a habit of checking your statement on or shortly after your next expected billing date. If Fitness Your Way continues to charge you, you can report it to your bank or credit card company and file a dispute more quickly if you catch it immediately.
Canceling through your employer benefits portal without confirming with Fitness Your Way
If you enrolled through your employer's benefits system, canceling only through the benefits portal may not directly reach Fitness Your Way's billing system. The cancellation request may be delayed or lost in the employer's internal processes. Yafee recommends that you cancel through the benefits portal and then call Fitness Your Way directly at 888-242-2060 to confirm that they received the cancellation and to obtain direct confirmation from the company.
Assuming cancellation is complete without written confirmation
A verbal promise from a customer service representative is not sufficient proof that your cancellation has been processed. The representative who took your call may not have documented it properly, or their notes may not have been submitted to the billing department. Always insist on written email confirmation, and verify your account status within 7 business days to confirm that your membership is marked as canceled.
What to do after cancellation is confirmed
Congratulations on taking control of your recurring fitness expenses. Once your cancellation is confirmed and your final billing cycle ends, a few important steps will help protect your account and ensure a clean break from Fitness Your Way.
Monitor your accounts for 60 days
Continue to review your credit card and bank statements for 60 days after your final billing date to ensure no unexpected charges from Fitness Your Way appear. Some billing errors or system delays can cause a stray charge to appear weeks after you thought the matter was resolved. If any unauthorized charge appears, you can still dispute it through your financial institution using the procedures outlined above.
Save all cancellation documentation indefinitely
Create a digital folder and store copies of every document related to your cancellation: the confirmation email from customer service, your certified mail receipt and return receipt, screenshots of your portal cancellation, and any reference numbers you received. These documents prove that you canceled on a specific date and may be needed if a billing dispute arises months or years later.
Request account deletion if privacy is a concern
If you want Fitness Your Way to delete your personal information from their database, you may be entitled to make this request under state privacy laws such as the California Consumer Privacy Act (CCPA) or under similar regulations in your state. Contact Fitness Your Way at 888-242-2060 and ask about their data deletion or account removal process. Yafee recommends sending this request via certified mail as well to create a documented record.
Pricing comparison and alternative fitness options
Understanding what you were paying with Fitness Your Way can help you evaluate whether canceling was the right decision and what alternatives might better serve your fitness goals.
| Service | Monthly cost | Enrollment fee | Network scope |
| Fitness Your Way (basic) | $19 | $19 | Nationwide gym network |
| Planet Fitness | $10 to $23 | $0 to $200 | Single membership location |
| Beachbody On Demand | $15 | $0 | Digital-only streaming |
| Peloton digital | $13 | $0 | Digital-only streaming |
| Independent local gyms | $25 to $75 | $50 to $200 | Single or multi-location |
| YMCA | $40 to $100 | $0 to $150 | Multiple YMCA branches |
Your final checklist for canceling Fitness Your Way
Use this checklist to ensure you have completed every step necessary to cancel successfully and protect yourself from continued billing.
- Determine your current billing date and the date you want to cancel effective
- Decide which cancellation method works best for your situation (phone, certified mail, or benefits portal)
- Call Fitness Your Way at 888-242-2060 or access your benefits portal to submit your cancellation
- Obtain a verbal confirmation number and the representative's name if canceling by phone
- Request written email confirmation of your cancellation within 24 hours
- If canceling by mail, send a certified letter and retain the receipt and return receipt
- Verify on your account within 7 business days that your membership status shows "canceled"
- Check your credit card or bank statement on your next expected billing date to confirm no charge appears
- Monitor your accounts for 60 days after your final billing date
- Save all cancellation documentation in a secure digital folder
- If unauthorized charges appear, dispute them immediately through your bank or file a complaint with the FTC
If Fitness Your Way refuses to honor your cancellation, continues billing after your cancellation date, or denies a legitimate refund request, escalating your complaint to a regulatory authority is your next step. These agencies have enforcement power and can compel the company to refund your money and comply with the law.
Filing a complaint with your state attorney general
Your state attorney general's office has the authority to investigate and prosecute violations of consumer protection laws, including negative-option billing violations. To file a complaint, visit your state attorney general's website (search "your state attorney general consumer protection complaint") and look for the online complaint form. Provide details of your cancellation request, the dates, and all evidence of the company's refusal to comply. The state attorney general's office will contact Fitness Your Way on your behalf and may initiate an enforcement investigation if multiple complaints reveal a pattern of violations.
Filing a complaint with the federal trade commission
The FTC is the federal consumer protection agency tasked with enforcing the Restore Online Shoppers Confidence Act and investigating violations of negative-option billing rules. You can file a free complaint at reportfraud.ftc.gov. Provide your account information, cancellation details, and documentation of any continued charges or refund denials. The FTC does not resolve individual disputes directly, but it tracks complaints and uses them to identify companies engaged in unlawful practices. If the FTC finds evidence of widespread violations, it may sue the company, seek restitution for harmed consumers, and impose civil penalties.
Conclusion: regain control of your fitness expenses
Canceling your Fitness Your Way membership is a straightforward process when you follow the correct legal procedures and document every step. You have the right to cancel under federal law, and companies must honor that right without penalty. Yafee has guided thousands of consumers through gym and fitness membership cancellations, and the procedures outlined above-calling customer service at 888-242-2060, obtaining confirmation in writing, monitoring your accounts, and escalating to the FTC or your state attorney general if necessary-will protect you and ensure that your cancellation is processed correctly.
The key is to act deliberately: submit your cancellation request clearly, demand written confirmation, verify that your account is marked as canceled, and watch your billing statements closely in the weeks that follow. If the company fails to comply, you have powerful remedies available through your credit card issuer, the FTC, and your state attorney general. Yafee remains your trusted resource for navigating this process with confidence, and we encourage you to return to this guide whenever you need clarification on your rights or next steps.
Start your cancellation today by calling 888-242-2060 or accessing your benefits portal. Document your request, follow up in writing, and monitor your account. You are in control.