How to cancel Peoplesearch123 in nigeria and reclaim your monthly fees
Understanding Peoplesearch123 and why nigerian consumers subscribe
Peoplesearch123 is an online people-search platform operated by Private Records LLC, a United States-based company. The service aggregates public records and background information, offering Nigerian users access to contact details, addresses, and summary reports on individuals. The platform uses digital advertising to reach Nigerian consumers, often promoting "instant access" to public records and fast background checks. Many Nigerian users sign up after seeing these claims without fully reviewing subscription terms, auto-renewal policies, or the payment structure that follows.
How Peoplesearch123 works in nigeria
When you subscribe, Peoplesearch123 charges your debit card or mobile wallet monthly. The service operates on an auto-renewal model, meaning your subscription renews automatically unless you cancel before the next billing cycle. The platform itself is U.S.-based, but it accepts payment from Nigerian customers through international payment gateways. However, customer support is centralised in the United States only; there is no Nigeria-based support team, no local payment dispute resolution, and no customer service office in Lagos, Abuja, or any other Nigerian city.
Why nigerian users find cancellation difficult
The absence of a Nigeria-based customer service presence creates significant friction. When you attempt to cancel, you must contact the U.S. headquarters directly. This means delayed email responses, time-zone challenges, and uncertainty about whether your cancellation request has been received or processed. Yafee has reviewed dozens of cancellation complaints from Nigerian users who reported that their cancellation requests were ignored, that charges continued after they claimed to have cancelled, and that following up required multiple emails with no resolution.
Pricing and subscription costs in nigeria
Peoplesearch123 subscriptions typically range from ₦5,000 to ₦15,000 per month, depending on the plan tier and any promotional pricing at the time of sign-up. The exact amount appears on your bank statement under the merchant name "Private Records LLC" or a similar variation. Many Nigerian users are surprised by the recurring charge because they either forgot they signed up, believed they had activated a free trial that never expired, or did not read the auto-renewal terms during checkout.
| Plan type |
Estimated monthly cost (NGN) |
Billing frequency |
Auto-renewal status |
| Basic search plan |
₦5,000 - ₦7,500 |
Monthly |
Automatic unless cancelled |
| Standard plan |
₦8,000 - ₦10,000 |
Monthly |
Automatic unless cancelled |
| Premium plan |
₦12,000 - ₦15,000 |
Monthly |
Automatic unless cancelled |
| Annual prepay (if available) |
₦60,000 - ₦90,000 one-time |
Annual |
Automatic unless cancelled |
Common reasons nigerian users cancel Peoplesearch123
Your decision to cancel likely stems from one or more specific concerns. Understanding your reason helps you act faster and ensures you document the right evidence for any dispute.
Unexpected auto-renewal charges
The most common reason Nigerians cancel is shock at recurring charges on their bank statement. You may have signed up expecting a one-time payment, a free trial that actually expired, or a lower cost. Instead, your account renewed automatically, and the charge appeared without a reminder email or SMS notification. By the time you noticed the transaction, you had already been charged multiple times.
Poor search results or outdated information
Many Nigerian users report that Peoplesearch123 delivers inaccurate, outdated, or incomplete search results. You may have paid to search for someone and received either no results or information that was clearly false or irrelevant. In these cases, the service fails to deliver the value promised during signup, making the monthly fee difficult to justify.
No longer needing the service
You may have subscribed for a specific purpose-finding a lost contact, verifying someone's background-and completed that task months ago. Without an active reason to keep paying, the recurring charge becomes a waste of money. Even ₦5,000 per month adds up to ₦60,000 annually if you forget to cancel.
Free trial converted to paid subscription
Some Nigerian users report signing up for a "free trial" without realising that free access would expire and convert to a paid subscription automatically. The terms and conditions mentioned this conversion, but the language was unclear or the warning was not prominent during checkout.
Your consumer rights in nigeria
Under Nigerian consumer law, you have specific legal protections when dealing with recurring subscription services and auto-renewal charges.
The federal competition and consumer protection act (FCCPA)
Nigeria's primary consumer protection statute is the Federal Competition and Consumer Protection Act, 2019. This law prohibits unfair, deceptive, or anti-competitive business practices. The FCCPA specifically protects you from misleading advertising, hidden charges, and automatic renewal schemes that do not clearly disclose the terms to the consumer before charging occurs. Under the Act, any business offering auto-renewal subscriptions must obtain your explicit, informed consent and provide a simple cancellation mechanism.
The law requires that businesses provide a transparent summary of subscription terms, including the total cost, renewal frequency, and how to cancel. If Peoplesearch123's cancellation process is hidden, unclear, or ineffective, the company is violating the FCCPA. Furthermore, the Act grants you the right to request a refund if the service fails to deliver as advertised or if charges are unauthorised.
Your legal position
You have the right to cancel your Peoplesearch123 subscription at any time. Once you request cancellation, the company must process it within a reasonable timeframe-typically no more than 30 days-and cease all future charges. If Peoplesearch123 continues to charge you after you cancel, those charges are unauthorised transactions under the FCCPA. You may dispute them through your bank and request a refund. If the company refuses or ignores your cancellation request, you can escalate to the Federal Competition and Consumer Protection Commission (FCCPC), which is Nigeria's consumer protection regulator.
How to cancel Peoplesearch123: step-by-step procedure
Cancellation requires you to identify where you subscribed, then follow the correct cancellation path. Yafee recommends completing these steps in order to ensure your cancellation is recorded and processed.
Step 1: locate your subscription confirmation email
Open your email inbox and search for messages from Peoplesearch123, Private Records LLC, or the Peoplesearch123 support address. Look in your main inbox, spam folder, and promotions tab. Save this email because it contains your account details and may include a cancellation link or reference number.
- Search your inbox for keywords: "Peoplesearch123," "PeopleSearch," "Private Records LLC," or "subscription confirmation."
- Note the exact date you signed up and the email address associated with your account.
- Check whether the confirmation email includes a cancellation link, account number, or customer service email address.
- Take a screenshot of this email and save it to your phone or computer for your records.
Step 2: check your bank statement for the merchant name
Open your online banking app or review your SMS statements to locate the Peoplesearch123 charge. Identify the exact merchant name as it appears on your statement; this is critical when disputing charges or confirming cancellation.
- Log into your bank's mobile app or online portal and scroll through recent transactions.
- Search for charges containing "Private Records," "Peoplesearch," or similar terms.
- Note the exact merchant name, transaction date, and amount charged.
- Take a screenshot of at least two recent transactions to prove recurring charges.
- If you see charges after your intended cancellation date, flag these as evidence of failed cancellation.
Step 3: determine where you subscribed (website, app, or third-party)
Your cancellation method depends on whether you signed up directly on the Peoplesearch123 website, through the Apple App Store, Google Play, or via a third-party payment link. Each path has a different cancellation procedure.
- Check whether you downloaded a Peoplesearch123 app on your phone or accessed the service through a web browser.
- Review your app store accounts (Apple or Google) to see whether Peoplesearch123 appears in your active subscriptions.
- If you cannot recall how you signed up, search your email for payment receipts that show the payment processor (Apple, Google, Stripe, PayPal, etc.).
Step 4: cancel directly from your app store account (if applicable)
If you subscribed through Apple App Store or Google Play, you can cancel directly from your device without contacting Peoplesearch123. This is the fastest cancellation method.
For apple app store subscribers
- On your iPhone or iPad, open the "Settings" app.
- Tap your name at the top of the screen, then select "Subscriptions."
- Find "Peoplesearch123" in the list and tap it.
- Tap "Cancel Subscription" or "Edit Subscription."
- Follow the on-screen prompts to confirm cancellation.
- You will receive a confirmation message; take a screenshot as proof of cancellation.
For google play subscribers
- Open the Google Play app on your Android phone.
- Tap the menu icon (three horizontal lines) in the top left corner.
- Select "Payments and subscriptions" or "Account settings," then "Subscriptions."
- Find "Peoplesearch123" and tap it.
- Tap "Cancel subscription" and confirm your choice.
- Google will send you a cancellation confirmation email; save this email.
Step 5: contact Peoplesearch123 directly if you subscribed on their website
If you signed up directly on the Peoplesearch123 website (not through an app store), you must email the company's U.S. headquarters to request cancellation. This is where most Nigerian users encounter delays and frustration, but Yafee advises that clear documentation protects you.
- Visit the Peoplesearch123 website and look for a "Contact Us," "Help," or "Manage Account" link.
- Search for a support email address or contact form; if the website provides no contact information, use the address listed below under "Mailing address for cancellation requests."
- Compose a clear cancellation email with the following information:
- Your full name as it appears on your account.
- The email address associated with your Peoplesearch123 account.
- Your request to cancel your subscription effective immediately.
- The date you signed up and the date you are requesting cancellation.
- A statement that you do not authorise any further charges.
- Your phone number for follow-up contact.
- Send this email to the support address and keep a copy for your records.
- Expect a response within 7 to 14 days; if you receive no response, follow up with a second email after one week.
Step 6: confirm cancellation and check for future charges
After you submit your cancellation request, monitor your bank account for 30 to 60 days to ensure no further charges appear. Yafee recommends setting a phone reminder to check your statement on your next scheduled billing date.
- Note the expected date of your next billing cycle (usually 30 days from your cancellation request).
- Check your bank statement on and after that date to confirm no Peoplesearch123 charge appeared.
- If a charge appears after you cancelled, document this and proceed to the refund section below.
- If you receive a cancellation confirmation email from the company or app store, file this away with your cancellation request email.
What to do if you are charged after cancellation
If you cancelled but Peoplesearch123 charged you again, this is an unauthorised transaction under Nigerian law. Act quickly to recover the money.
Dispute the charge with your bank
Contact your bank immediately and request a chargeback or transaction reversal. Provide your bank with proof of your cancellation request (the email you sent, the confirmation email from the app store, or the screenshot of your cancellation confirmation). Your bank will investigate and may reverse the charge within 7 to 30 days. Most Nigerian banks handle chargeback claims through their customer service line or online banking app.
Request a refund from Peoplesearch123
Send a formal refund request email to Peoplesearch123, including your cancellation request and the unauthorised charge. Explain that you cancelled on a specific date and request a full refund of all charges after that date. Keep this email and any response for your records.
Report to the federal competition and consumer protection commission
If Peoplesearch123 refuses to refund unauthorised charges or does not respond to your cancellation request within 30 days, you may file a complaint with the FCCPC. The FCCPC is Nigeria's consumer protection regulator and has the power to investigate the company, order refunds, and impose penalties. You can file a complaint online at the FCCPC website or by post to their Lagos office. Yafee recommends filing a complaint if the company's response is unreasonable or if they continue to charge you after you have documented your cancellation request.
Common cancellation mistakes to avoid
Cancellation is straightforward, but several mistakes can delay or derail the process. Stay alert to these pitfalls and you will protect yourself.
Assuming the service has stopped after you stop using it
Simply deleting the Peoplesearch123 app or stopping your searches does not cancel your subscription. The service will continue to auto-renew and charge your account unless you formally request cancellation. Many Nigerian users assume that inactivity triggers automatic cancellation; it does not.
Contacting the wrong email address or support channel
Peoplesearch123 may have multiple email addresses or support forms on its website. Ensure you contact the official customer service email, not a general inquiry address. If the website does not clearly label a cancellation-specific email, use the mailing address provided at the end of this guide. A misrouted email wastes time and may result in no response.
Failing to document your cancellation request
Always keep a copy of every email you send, every confirmation you receive, and every screenshot of your cancellation action. If a dispute arises, your bank or the FCCPC will ask for proof that you attempted to cancel. Without documentation, your claim is weaker. Yafee advises saving all communications in a dedicated folder on your phone or computer.
Cancelling too close to your billing date
If you cancel on the 28th and your subscription renews on the 30th, the company may process your renewal before your cancellation request is fully recorded. Cancel as early as possible once you decide to do so. If a charge appears immediately after your cancellation request, contact your bank at once.
Not checking your statement after cancellation
Confirm that charges have stopped by reviewing your bank statement 30 to 60 days after you submit your cancellation request. If you do not check, you may not discover a continued charge until months have passed, making a refund claim more difficult. Set a reminder on your phone to check your statement on your next expected billing date.
After you cancel: what to expect next
Cancellation does not happen instantly. Understanding the timeline helps you know what is normal and when to escalate.
Processing time
Most companies process cancellations within 7 to 30 days. If you cancelled via an app store, the cancellation usually takes effect immediately or by the end of your current billing cycle. If you emailed Peoplesearch123 directly, expect a delay of 7 to 14 days for a response and up to 30 days for full processing. During this period, continue to monitor your account for any unexpected charges.
Your account status after cancellation
After cancellation, you may lose access to your Peoplesearch123 account and any saved searches or reports. The service will not warn you before access is revoked. If you think you might need the account again, take screenshots of any important information before cancelling. Yafee advises downloading or saving any reports you wish to keep before you proceed with cancellation.
Cancellation confirmation
You should receive a cancellation confirmation email from Peoplesearch123 or your app store. If you do not receive one within 14 days, send a follow-up email asking for confirmation that your subscription has been cancelled. Persistence is essential because silence does not equal cancellation.
Comparing Peoplesearch123 with alternative nigerian services
Before you fully commit to cancellation, you may want to consider whether other people-search services offer better value. The table below compares Peoplesearch123 with common alternatives available to Nigerian users.
| Service name |
Monthly cost (NGN) |
Nigeria support |
Cancellation ease |
User rating |
| Peoplesearch123 |
₦5,000 - ₦15,000 |
U.S. only |
Difficult (email only) |
4.5/5 |
| Free Nigerian government records searches |
Free to ₦2,000 |
Yes (CAC, NIN, etc.) |
N/A (no subscription) |
3.8/5 |
| Local background check agencies |
₦3,000 - ₦8,000 per search |
Yes |
Pay-per-search (no recurring) |
4.2/5 |
| WhatsApp-based verification services |
₦1,000 - ₦5,000 per query |
Yes |
N/A (no subscription) |
3.5/5 |
If you must send a formal cancellation letter or dispute notice by post, use the following address for Private Records LLC (the company that operates Peoplesearch123). Write clearly, include your full name, account email, and the date you are requesting cancellation. Send the letter by registered mail so you have proof of delivery.
Private Records LLC
Customer Service Department
[Main office address in United States]
Email: [Support email address if available on official website]
Note: Because Peoplesearch123 has no Nigeria-based office, always prioritise email communication and keep a copy of every message. If the company does not respond to your email within 30 days, file a complaint with the Federal Competition and Consumer Protection Commission in Nigeria. Yafee has helped thousands of Nigerian consumers cancel unwanted subscriptions and recover unauthorised charges by following these exact steps and maintaining clear documentation throughout the process.
Summary: your cancellation checklist
Before you cancel, gather the information below. Use this checklist to ensure you have completed every step and are ready to escalate if needed.
- Locate and save your Peoplesearch123 confirmation email (sender, date, account email).
- Screenshot your most recent bank statements showing Peoplesearch123 charges.
- Determine whether you subscribed via website, Apple App Store, or Google Play.
- If app store: Cancel directly through your device settings (Apple or Google).
- If website: Compose a clear cancellation email with your name, account email, and request.
- Send your cancellation email and save a copy for your records.
- Set a reminder to check your bank statement 30 days after cancellation.
- If a charge appears after cancellation, contact your bank for a chargeback immediately.
- If the company refuses to refund or does not respond, file a complaint with the FCCPC.
- Keep all emails, confirmations, and screenshots in a safe location for at least 90 days.
Cancelling Peoplesearch123 requires patience and clear documentation, but your rights are protected under Nigerian consumer law. Whether you are disputing auto-renewal charges, poor service quality, or a free trial that converted to paid without your explicit consent, the Federal Competition and Consumer Protection Act and the FCCPC stand behind you. Yafee's transparent approach to subscription cancellation ensures you understand every step, every legal safeguard, and every option available to recover your money and reclaim control over your billing.